Terms of Service & SMS Policy

Acceptance of terms

By accessing the Coast to Coast Equity ("CTC Equity") website, submitting a form, or opting in to our SMS messaging program, you agree to these Terms of Service. If you do not agree, please do not use the site or services.

About us

CTC Equity is a DBA of EMortgage Capital, Inc. (Company NMLS #1416824). Ahoo Khalessi, NMLS #2239510. Ben Mokri, NMLS #2279528. Equal Housing Lender. Verify licensing at nmlsconsumeraccess.org.

Not a commitment to lend

Nothing on this site is an offer or commitment to lend. Loan approval, rates, terms, and program availability are subject to credit review, property qualification, lender guidelines, and applicable law, and are subject to change without notice.

Use of the site

• You agree to provide accurate information on any form you submit.
• You may not use the site to submit false applications, attempt to gain unauthorized access, or interfere with site operations.
• Content on the site (text, graphics, logos) is owned by CTC Equity or its licensors and may not be copied or redistributed without permission.

SMS / text messaging program

When you check the SMS consent box on our forms or text us first, you consent to receive recurring SMS/text messages from CTC Equity and Ahoo Khalessi regarding your inquiry, application status, rate alerts, appointment reminders, and related mortgage information. Messages may be sent using automated technology.

• Consent is not a condition of any purchase, service, or application.
• Message frequency varies based on your activity with us.
• Message and data rates may apply.
• Reply STOP to cancel at any time. Reply HELP for help, or contact us at (949) 877-7234.
• Supported carriers include AT&T, T-Mobile, Verizon Wireless, Sprint, and most major U.S. carriers. Carriers are not liable for delayed or undelivered messages.
• We do not sell, rent, or share your mobile number or SMS opt-in data with third parties for their marketing purposes.

TCPA consent language

By submitting a form on this site, you expressly consent to be contacted by CTC Equity and Ahoo Khalessi by phone, text, and email at the contact information you provided, including via an automatic telephone dialing system or prerecorded/artificial voice, about your inquiry and related loan programs, even if your number is on a state or federal Do-Not-Call list. Consent is not a condition of any purchase. You may opt out at any time.

Third-party links and tools

We link to third-party tools (for example, our Floify loan application portal and our online booking system). Their terms and privacy policies govern your use of those services.

Disclaimer

The site is provided "as is." We make no warranties, express or implied, about the accuracy or completeness of information on the site. Nothing on this site constitutes legal, tax, or financial advice.

Limitation of liability

To the maximum extent permitted by law, CTC Equity and EMortgage Capital, Inc. are not liable for any indirect, incidental, special, or consequential damages arising out of your use of the site or SMS program.

Governing law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law rules.

Changes

We may update these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

Contact

Coast to Coast Equity — a DBA of EMortgage Capital, Inc.
3750 S Susan St, Santa Ana, CA 92704
(949) 877-7234 · akhalessi@ctcequity.com

See also our Privacy Policy & SMS Consent.