Key features
- DSCR purchase, refinance and cash-out financing
- No-ratio and alternative DSCR structures for eligible scenarios
- Short-term rental and vacation-rental programs
- DSCR second-lien and investment-property equity solutions
- Commercial, multifamily, mixed-use, bridge and business-purpose financing
- Construction and fix-and-hold options for qualifying investor projects
Who this is designed for
Real-estate investors looking to acquire, refinance, hold, reposition, build or access equity from investment and commercial properties across the United States.
Property types and uses
Eligible transactions can include rental-property purchases, portfolio growth, cash-out for the next acquisition, renovations, construction, business-purpose capital and other lender-permitted investment uses.
Common questions
Does CTC Equity offer investment-property financing nationwide?+
Yes. CTC Equity works with real-estate investors nationwide on eligible DSCR, commercial, investment-property, bridge and business-purpose transactions through participating lenders.
Does nationwide investor financing mean every loan officer is residentially licensed in all 50 states?+
No. Residential consumer lending is subject to individual and company licensing requirements. Nationwide availability described here applies to eligible investment-property, commercial and business-purpose programs through participating lenders.
Can I use DSCR financing if I own multiple properties?+
Often yes. DSCR is commonly used by investors with multiple properties because qualification focuses on the investment property and program requirements rather than conventional personal-income limits.
Can I access equity without selling an investment property?+
Potentially. Eligible cash-out, second-lien, bridge or other investment-property structures may allow an investor to keep the property and put equity toward another opportunity.
Related financing
Tell us your scenario
CTC Equity compares your scenario across its lender network. Program availability, pricing, leverage and documentation requirements vary by lender, borrower and property.